What I mean is, 1.5k is not exactly impulse buy category. This costs as much as an elektron box. If I really wanted something like this, I'd have to finance it separately, and at that point loaning 2k or 3k is pretty much the same to me. I'd end up doing time for a year or two.
And sure enough, even though the quantum costs double, it's more than two times more desirable to me. YMMV as usual.