I wouldnt write of modular - there are good clones of the ms10/20 filters available (or even filters with the 20’s resonance circuit patched onto another filter) and can be built over time, also if any part does eventually die a horrible beer-spilling death can just pop It out and replace, sell the original spares or repairs. Patching is definitely fun in modular, not a chore - dont be intimidated, maybe see if you cant find someone to let you have a go on theirs.